(AAG) AUSTRALIAN ASSESSMENT GROUP

Proactively connecting Australian homeowners to accurate insurance information.

(AAG) AUSTRALIAN ASSESSMENT GROUP

Proactively connecting Australian homeowners to accurate insurance information.

A new chapter in the history of insurance in Australia began on 1 January 2022 when the Financial Services Royal Commission recommendations came into full force creating a pathway for homeowners to access independent licenced insurance assessments.

Home Assess is a complimentary service providing industry knowledge and support to insured homeowners. By connecting homeowners to independent insurance assessments, we determine if a property has undetected insurance or maintenance risks that would require action to ensure a homeowner remains covered by an insurer.

Backed by (AAG) industry knowledge, we ensure all homeowners are provided correct and relevant insurance industry information and informed if they have rights and/or obligations.

We are shining a light on your most valued asset

Home insurance claims are mostly rejected because homeowner's failed to read the fine print, meaning they were either not covered for an event or it proved an exclusion on their policy. We are deconstructing the misinformation continually provided to many Queensland homeowners.

Shining a light on your most valued asset by providing direct access to licenced independent home insurance liability assessments.

The sole purpose of these assessments is to proactively decrease the liability of the homeowner in the unlikely event of a home insurance claim.

avoid liability

Most homeowners rectify issues when they become too big to ignore. If these issue were addressed sooner they may not have become such expensive maintenance issues. Maintenance issues are generally not covered by insurance companies in Australia. With a proactive approach to assessing all aspects of your property from an insurer's perspective assists in decreasing the risk a homeowner's may have of ever needing to utilise their home insurance policy. Knowledge is a homeowners best friend in this situation.

understand your policy

Insurance policies are legal documents and with any contract both parties have obligations to uphold. Many homeowners are failing to meet their obligations. The insurance system can be confronting and confusing, our team will ensure all relevant information your insurer may require is provided and explained to you. This knowledge will assist you to avoid having your policy cancelled or voided by your insurer in the future.

homeowners responsibility

Many insurers use online questionnaires and customer service representatives to help fill in generic property profiles. Each individual property and circumstances are unique. To ensure comprehensive coverage a more detailed understanding of the property's condition must exist. These industry methods are leaving many homeowners vulnerable, paying premiums on policies that inevitably will not cover them if the time comes to make a claim with their insurer.

have a safety net

Insurance claims are unfairly denied everyday by major insurance companies. Over one-fifth of Australian households (21%) reported having less than $1,000 in savings in June, with 9% reporting having less than $100. Despite the fact that many people are improving their financial resilience this means many homeowners that rely solely on their insurance coverage as a safety net and have their claims unfairly denied are left in financial hardship.

CONNECTING YOUR HOME

We specialise in connecting homeowners to unbiased and independent trades to provide you with the correct insurance property information.

Some properties are entitled to have their claims excess and repairs covered with no out of pocket expense at all.

property assessment report

Property assessment reports are useful to provide homeowner's with clarity on your properties current physical state. Highlighting any maintenance issues found at the property.

With a comprehensive and detailed review of the physical state of your property you can begin to develop appropriate strategies and timely actions for; maintenance, minor or major replacements, refurbishments, repairs and upgrades.

Without such knowledge you remain exposed to unnecessary risks such as:

Insurance non-compliance
Premature materials failure
Higher repair and/or replacement costs
Leaks, water intrusions & mould
Damaged solar system
Property devaluation

With a property assessment report, the future of your home is in your hands.

PERSONILISED PROPERTY REPORT

(AAG) AUSTRALIAN ASSESSMENT GROUP

(AAG) AUSTRALIAN ASSESSMENT GROUP

We are shining a light on your most valued asset

avoid liability

understand your policy

homeowners responsibility

have a safety net

CONNECTING YOUR HOME

property assessment report

GET ADVICE

excess covered

excess covered

excess covered

excess covered

excess covered

DENIED CLAIM

excess covered

DENIED CLAIM

Complimentary Home Assessment